Terms and Conditions of Use

Welcome to the Aseguramiauto.net website (the "Site") owned and operated by Latin Media Sources Inc. (the "Company"). Please read the following terms and conditions of use ("Terms") carefully as they contain the legal terms and conditions of an agreement ("Agreement") to which you agree by accessing the Site or using the services provided to you by the Company through the Site (collectively, the "Services"). We reserve the right, at any time, to modify, alter, or update the Terms without prior notice. Modifications shall become effective immediately upon being posted on the Site. Your continued use of the Site after amendments are posted constitutes an acknowledgement and acceptance of the Terms as modified. Except as provided in this paragraph, the Terms may not be amended. For the purposes of this Agreement, "you" means you, the person using the Site. "The Company," "we" or "us" means Latin Media Sources Inc. In the case of inconsistencies between these Terms and information included in off-line materials (e.g., promotional materials and mailers), these Terms will always govern and take precedence.

1. Services Available on the Site.

Via the Site, we provide a service by which consumers can apply to receive insurance quotes. Once you provide us with the information needed to complete an on-line application, we will attempt to match you with appropriate insurance agents, brokers or other companies. We do not issue insurance contracts or bind coverage. We do not endorse or recommend any companies or insurance policies, and we do not provide insurance, tax or financial advice. We do not guarantee that any of the insurance agents, brokers and/or companies to whom we forward your application will contact you or agree to provide you coverage. We are not responsible in any way for the conduct of the insurance agents, brokers and companies that are matched with your on-line application. If you would like personal advice or specific policy recommendations, you should consult with an insurance agent, broker, or other qualified professional. There is no charge to you for use of the Site.

2. Ownership and Site License.

Unless otherwise stated in these Terms or on the Site, the Company is the owner of all copyright and database rights in the Site and its contents, excluding User Content (as defined below). All brand, product and service names used on the Site which identify the Company are proprietary marks of the Company. All brand, product and service names used on the Site that identify third parties and their products and services are proprietary marks of such third parties. Nothing on the Site shall be deemed to confer on any person any license or right on the part of the Company or any third party with respect to any such image, logo or name. Subject to the terms set forth in these Terms, the Company grants you a personal, limited, revocable, non-exclusive and non-transferable license to use the Site and the Services. This license is exclusive to you and you may not sublicense the use of the Site. The Company expressly retains all ownership rights, title and interest in and to all aspects of any software, Services and the Site, including, but not limited to, all current and future patents, copyrights, trademarks, trade secrets, know-how, and other proprietary rights included or embodied in the Site.

You may not modify the Site, create derivative works of the Site, or reverse engineer, reverse compile, reverse assemble or do any other operation with the Site that would reveal any source code, trade secrets, know-how or other proprietary information. This license shall not be construed or interpreted as granting or providing rights to you to use, reproduce, modify, distribute, perform, display, possess or control the source code or any other aspect of the Site. You may not remove or modify any notice of confidentiality, trade secret, trademark or copyright encoded or embodied in the Site or displayed by, on, or in the Site. You may use the Site only while these Terms remain in effect. Under no circumstances shall you have any rights of any kind in or to the Site after any termination or expiration of these Terms for any reason.

3. User Content.

In the course of your use of the Site, you may be asked to provide, or you may provide on your own inclination, information or materials to us ("User Content"). User Content includes, for example, information you submit to us via your application to receive quotations. User Content also includes information and materials you submit to us via other on-line forms on the Site, by e-mail, or in any other manner via the Site. Our information collection and use policies with respect to the privacy of personal information are set forth in our Privacy Policy (www.aseguratuauto.net/privacypolicy) which is incorporated herein by reference for all purposes. Please read our Privacy Policy before submitting any User Content. We cannot be responsible for maintaining any User Content that you provide to us, and we may delete or destroy any such User Content at any time. The Company does not claim ownership rights to any User Content. For the sole purpose of enabling us to provide the Services, you grant the Company a non-exclusive, perpetual, irrevocable, worldwide, fully-paid, transferable right and license, with the right to sublicense through multiple levels of sublicensees, under all of your intellectual property rights in the User Content, to (a) reproduce, create derivative works of, distribute, publicly perform, publicly display, digitally transmit, and otherwise use the User Content in any medium or format, whether now known or hereafter discovered and (b) exercise any and all other present or future rights in the User Content. You remain the owner of all User Content that you submit to the Site and as a condition to your use of the Site and the Services, you represent and warrant to the Company that you are the owner of the copyright to the User Content you submit to the Site or that you have written permission from the copyright owner to submit such User Content. In addition, you warrant that all moral rights in any User Content have been waived. The Company reserves the right to remove, delete, move or edit User Content that it, in its sole discretion, deems abusive, defamatory, obscene, in violation of the law, including but not limited to copyright or trademark law, or otherwise unacceptable. You are entirely responsible for all User Content and the Company will not be liable for any such User Content.

4. User Conduct.

You agree that, while using the Site, you shall not upload, post or transmit to or distribute or otherwise publish through the Site any materials that: (a) are unlawful, threatening, harassing, profane, tortious, defamatory, vulgar, obscene, libelous, deceptive, fraudulent or invasive of another's privacy; (b) restrict or inhibit any other user from using and enjoying the Site; or (c) contain a virus or other harmful component, advertising of any kind, or false or misleading indications of origin or statements of fact. You also warrant and agree that you shall not: (i) impersonate any person or entity or misrepresent your affiliation with any other person or entity; (ii) upload, post, publish, transmit, reproduce, distribute or in any way exploit any information or other material obtained through the Site for commercial purposes; (iii) engage in spamming, flooding, harvesting of e-mail addresses or other personal information, spidering, "screen scraping," "database scraping," or any other activity with the purpose of obtaining lists of users or other information, or send chain letters or pyramid schemes via the Site; or (iv) attempt to gain unauthorized access to other computer systems through the Site. You agree that you will not use the Site in any manner that could damage, disable, overburden, or impair the Site or interfere with any other party's use and enjoyment of the Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Site.

5. Disclaimer of Warranties.

The Site is provided on an "as is" and "as available" basis by the Company. THE COMPANY, ITS LICENSORS, AND ITS SUPPLIERS, TO THE FULLEST EXTENT PERMITTED BY LAW, DISCLAIM ALL WARRANTIES, EITHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTIES' RIGHTS, AND FITNESS FOR PARTICULAR PURPOSE, IN CONNECTION WITH THE SITE AND THE SERVICES AND YOUR USE THEREOF. THE COMPANY SHALL HAVE NO LIABITILITY FOR ANY INTERRUPTIONS IN THE USE OF THE SITE OR THE SERVICES. NO ADVICE, RESULTS OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US OR THROUGH THE SITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN. IF YOU ARE DISSATISFIED WITH THE SITE, YOUR SOLE REMEDY IS TO DISCONTINUE USING THE SITE. YOU SHOULD NOT RELY ON THE SITE TO MAINTAIN ANY USER CONTENT; YOU SHOULD RETAIN ALL SUCH DATA AND INFORMATION IN YOUR OWN RECORDS FOR USE IN THE EVENT THAT THE SITE FAILS OR IS UNAVAILABLE, OR THE DATA OR INFORMATION IS LOST.

6. Limitation of Liability.

THE COMPANY SHALL NOT BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING, WIHTOUT LIMITATION, ANY DIRECT, SPECIAL, INDIRECT, CONSEQUENTIAL, OR INCIDENTAL DAMAGES, OR DAMAGES FOR LOST PROFITS, LOSS OF REVENUE, OR LOSS OF USE, ARISING OUT OF OR RELATED TO THE SITE, THE SERVICES OR THE INFORMATION CONTAINED ON THE SITE, WHETHER SUCH DAMAGES ARISE IN CONTRACT, NEGLIGENCE, TORT, UNDER STATUTE, IN EQUITY, AT LAW, OR OTHERWISE, EVEN IF THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW FOR THE LIMITATION OR EXCLUSION OF LIABILITY FOR DAMAGES. IT IS THE INTENTION OF BOTH PARTIES THAT THE FOREGOING LIMITATION OF LIABILITY BE CONSTRUED BY A COURT AS BEING THE BROADEST LIMITATION THAT IS CONSISTENT WITH APPLICABLE LAW.

7. Indemnification.

You agree to indemnify and hold the Company, its parents, subsidiaries, affiliates, managers, members and employees, harmless from any claim or demand, including reasonable attorneys' fees and costs, made by any third party due to or arising out of your use of the Site or the Services, your violation of the Terms, or any infringement by you, or any other user of the Site or the Services using your computer, of any intellectual property or any other right of any person or entity.

8. Modifications and Interruption to Service.

The Company reserves the right to modify or discontinue, permanently or temporarily, the Site and/or the Services (or any part thereof) with or without notice to you. The Company also reserves the right to modify or discontinue, permanently or temporarily, your access to the Site and/or the Services (or any part thereof) with or without notice to you. The Company shall not be liable to you or any third party should the Company exercise its right to modify or discontinue the Site or the Services or your access to the Site or the Services. You acknowledge and accept that the Company does not guarantee continuous, uninterrupted or secure access to the Site or the Services and operation of the Site and the Services may be interfered with or adversely affected by numerous factors or circumstances outside of the Company's control.

9. Third-Party Sites.

The Site may include links to other sites on the Internet that are owned and operated by online merchants and other third parties. If you decide to access linked web sites you do so at your own risk. You acknowledge that we are not responsible for the availability of, or the content located on or through, any third-party site and you agree that we are not liable for any loss or damage that you may suffer by using other web sites. You should contact the site administrator or webmaster for those third-party sites if you have any concerns regarding such links or the content located on such sites. Your use of those third-party sites is subject to the terms of use and privacy policies of each site. We encourage you to review the terms of use and privacy policies of such third-parties' sites.

10. Proprietary Rights and Privacy Protection for Other Users' Content on the Site.

The Company hereby notifies you that all the information, content, image files, software and materials on the Site may be protected by United States and international copyright and other intellectual property laws and by other applicable laws, including privacy laws. You understand that the Company is unable to provide you with permission to copy display or distribute material for which you do not own the copyright or other intellectual property rights. You may not copy or distribute such material without the written consent of the owner, and you are solely responsible for any copyright or other intellectual property law violations that you may incur as a result of your activities on the Site. The Company has the absolute right to exclude you from the Site if you use the Services to violate the intellectual property rights or other rights of third parties.

11. Applicable Law and Jurisdiction.

The Company is based in the State of Florida, in the United States. The Company makes no claims that the Company, the Site or the site content are appropriate or may be downloaded outside of the United States. Access to the site content may not be legal by certain persons or in certain countries. If you access the Site or use the Services from outside the United States, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction. You expressly agree that exclusive jurisdiction for any dispute with the Company, or in any way relating to your use of the Site or the Services, resides in the courts of the State of Florida and you further agree and expressly consent to the exercise of personal jurisdiction in the courts of the State of Florida in connection with any such dispute including any claim involving the Company or its affiliates, subsidiaries, employees, contractors, officers, managers, members, telecommunication providers, and content providers. These Terms are governed by the internal substantive laws of the State of Florida, without respect to its conflict of laws principles.

12. Compliance with Laws.

You assume all knowledge of applicable law and are responsible for compliance with any such laws. You may not use the Site or the Services in any way that violates applicable state, federal, or international laws, regulations or other government requirements. You further agree not to transmit any material that encourages conduct that could constitute a criminal offense, give rise to civil liability or otherwise violate any applicable local, state, national, or international law or regulation.

13. Other Terms.

If any provision of these Terms is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms, which shall remain in full force and effect. No waiver of any of these Terms shall be deemed a further or continuing waiver of such term or condition or any other term or condition. You agree that regardless of any statute or law to the contrary, any claim or cause of action by you arising out of or related to use of the Site or these Terms must be filed by you within one (1) year after such claim or cause of action arose or be forever barred. You agree that the Terms and any other agreements referenced herein may be assigned by the Company, in our sole discretion, to a third party in the event of a merger or acquisition. The Terms shall apply in addition to, and shall not be superseded by, any other agreement between us in relation to your use of the Services. You agree that by accepting the Terms, you are consenting to the use and disclosure of your personally identifiable information and other practices described in our Privacy Policy. Last updated on June 12, 2011.


Tarifas de Seguros por Estado.

Tarifas Mas Caras

Estado Tarifa Promedio
#1 Michigan
$2,539
#2 Louisiana
$2,451
#3 Oklahoma
$2,194
#4 Montana
$2,187
#5 Washington D.C.
$2,139

 

Tarifas Mas Baratas

Estado Tarifa Promedio
#1 Vermont
$989
#2 South Carolina
$1,087
#3 Maine
$1,122
#4 Montana
$1,126
#5 Tennessee
$1,148

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